Waymo—Peer-reviewed Swiss Re study found Waymo reduced property damage claims by 76% and eliminated bodily injury claims vs human drivers
A peer-reviewed study led by Swiss Re, published covering over 3.8 million autonomous miles, found that Waymo vehicles reduced property damage insurance claims by 76% and completely eliminated bodily injury claims compared to human drivers. Waymo estimated injury-causing crashes were 80% less frequent, pedestrian injuries 92% less common, and cyclist injuries 78% less common than typical human drivers. An independent analysis of 38 serious crashes (July 2024-February 2025) found only 1 was clearly Waymo's fault.
Scoring Impact
| Topic | Direction | Relevance | Contribution |
|---|---|---|---|
| AI Safety | +toward | primary | +1.00 |
| Consumer Protection | +toward | primary | +1.00 |
| Overall incident score = | +1.020 | ||
Score = avg(topic contributions) × significance (high ×1.5) × confidence (0.68)
Evidence (2 signals)
Swiss Re peer-reviewed study showed Waymo reduced property damage claims 76% and eliminated bodily injury claims
A peer-reviewed study led by Swiss Re covering 3.8 million autonomous miles found Waymo reduced property damage claims by 76% and eliminated bodily injury claims compared to human drivers. Waymo estimated 80% fewer injury crashes, 92% fewer pedestrian injuries, and 78% fewer cyclist injuries.
Peer-reviewed Heliyon paper found Waymo achieved 88% reduction in property damage claims and 92% in bodily injury claims across 25.3M miles
Published July 14, 2024 in Heliyon (DOI: 10.1016/j.heliyon.2024.e34379), the Swiss Re study examined 25.3 million autonomous miles. Waymo had just 9 property damage claims and 2 bodily injury claims versus an expected 78 and 26 respectively for human drivers. Even compared to modern vehicles with ADAS (AEB, FCW, lane-keeping), Waymo showed 86% fewer property damage claims and 90% fewer bodily injury claims.